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Direct Credit Home Loans

Our loans

Direct Credit Home Loans Australia offers traditional home loans, as well as a range of specialist alternative mortgages for Low-Doc or self-employed borrowers and those with challenging credit histories.

Low Deposit Home Loans
Up to 98% LVR
Low Deposit Home Loans that make it easier for borrowers with as little as 5% deposit to purchase an established property now.

Prime Alt Doc Home Loan
Up to 80% LVR
A Home loan that makes it easier for self-employed borrowers that havent yet completed 2 years of tax returns, instead using recent BAS statements.

Variable Home Loans

 Variable home loans. Direct Credit Home Loans
up to 95% LVR
Established for over 20 years, Direct Credit's Home Loans are the competitive and secure alternative.

Low Doc Home Loans

 Low doc home loans
Easy process
Home loans that make it easier for the self-employed and sub contractors to buy into property without having to provide two years of tax returns.

Credit impaired loans

 Credit impaired loans. Direct Credit Home Loans
Non-bank loans
Got a work life that’s outside the square? Perhaps only limited financial records or maybe a challenging credit history?

Car & Equipment Loans

 Car and equipment loans. Direct Credit Home Loans
Low doc loans
Get that new car, ute or plant & equipment for your business. Including low-doc loans for self employed borrowers.

Personal Loans

 Variable home loans. Direct Credit Home Loans
up to $35,000
Fast non bank personal loans online for any worthwhile purpose up to $35,000 unsecured. Apply today

Home construction loans

 Home construction loans. Direct Credit Home Loans
up to 90% LVR
More and more people are deciding to build the house of their dreams, rather than buying a pre-existing house.

ATO Tax Debt Refinance

 ATO Tax Debt Refinance. Direct Credit Home Loans
up to 80%
Direct Credit helps small business operators, accountants and individuals solve challenging ATO tax debt situations when most banks will not.

Commercial Property Loans

 Commercial property loans. Direct Credit Home Loans Australia
up to 70% LVR
Direct Credit are the competitive and secure alternative for Commercial Property Loans, which are available for Owner/ Occupation or Investment.

Private funds

 Private Funds. Direct Credit Home Loans
up to 70% LVR
If you need short-term finance for any worthwhile purpose, private finds may be a suitable solution.