Melbourne Home Construction Loans

1800 000 800

  • This field is for validation purposes and should be left unchanged.

An Alternative Way to Secure Melbourne Home Construction Loans

When the banks deny you financing, you might think obtaining Melbourne home construction loans is impossible. Fortunately, thanks to the existence of non-bank lenders, you can get the cash you need to build the house of your dreams.

What Are Non-Bank Melbourne Home Construction Loans?

Obtaining financing from a bank can be an arduous and stressful process. Non-bank lenders partner with a range of funding organisations to help self-employed people and those with poor credit histories obtain loans, which can be beneficial because:

  • There’s less red tape: It’s often more straightforward to receive financing from a non-bank lender because you don’t have to provide heaps of documentation or go through an assessment process that can take weeks to complete.
  • Non-bank lenders are more personable: While banks use algorithms to determine a person’s eligibility for a loan, non-bank lenders use real humans, allowing them to tailor financing to suit your unique needs.

Why Choose Direct Credit Home Loans for Melbourne Home Construction Loans?

At Direct Credit Home Loans, we’ve been a responsible lender for over twenty years. You can benefit from our services because:

  • We don’t require significant deposits to grant financing: Unlike the banks, we don’t expect you to cough up tens of thousands of dollars to start climbing the property ladder by building a house.
  • We often don’t consider your credit score: If you have a poor credit history, the banks will likely turn you away. We base our decisions on a broad range of factors and can, in some situations, grant loans regardless of your credit rating.

Learn More about Direct Credit Home Loans

In addition to construction loans, we offer financing for cars, machinery, tax debt, properties and much more, all at competitive rates. If you want to discuss your needs with a dedicated finance consultant, don’t hesitate to call us.

1800 000 800 Australian Credit License Number 392727