Online Application

Apply online here and now for a conditional approval

An Approval in Principle* is a quick and easy way to fast-track your home loan application process.

Borrowing for a home can be exciting and scary all at once. Gaining condition approval gives potential borrowers confidence to proceed further. Once you have achieved conditional approval we’ll be in touch to set up a face to face meeting (at your premises or our offices), so we can take the remaining steps with confidence to formal approval. We are here for your best interests and meeting is the best way to ensure you get the right loan for your today and tomorrow.

How quick and how easy to apply now?

To apply online now for conditional approval we will need some personal details, an overview of your financial situation, property and loan requirements. Many applicants can provide what’s required in under 5 minutes, perhaps longer if you don’t have the basic figures at hand. The website forms are secured and your privacy is assured. Read our privacy statement. Alternatively you can apply over the phone with a call to our Brisbane office during business hours.

We’ll call you within 2 business hours to discuss your online inquiry.

Once we receive your completed online application we will have a basic understanding of your personal and business background; it will let us know your loan requirements and details of the property you will be lodging by way of security for this loan, and it will hopefully demonstrate to us that you can financially support this loan.

We appreciate the opportunity to consider your application for this home loan. You should complete this form in as much detail as possible.

Applications for conditional approval for all other loan types (see the ‘our loans’ menu) can be made by contacting us directly.

For personal loans, please use the link below.

Online Personal Loan Application


Personal loan applications

* This Approval in Principle is not a formal offer of finance. Please don’t rely on this to enter into any legal agreements. Available to people over 18 years of age.

Direct Credit Home Loans
1800 000 800 Australian Credit License Number 392727