Low Doc Home Loans
Low Doc Home and Commercial loans with out the fuss!
Low Doc Home & Commercial Loans.
Direct Credit offers common-sense lending solutions to self-employed Australians. With simple and personalized Low Doc products, we aim to assist this significant group of the Australian economy in achieving their aspirations.
Getting finance for a property when one or both of you are self-employed can sometimes be difficult. Many lenders insist on a minimum of two years of full financials before they will lend for a property. At Direct Credit we do not insist on this. If you have an ABN number that you have held for a minimum of 12 months and your accountant can verify your income via a letter, you are on your way! Alternatively you can provide us with your last two quarterly BAS statements (6 months) lodged with the ATO.
Features of our Low Doc Loans
Loans are available for refinances up to 85% Lvr & 90% on purchases We can also provide unlimited cash out on refinances. All Low-Doc loans are subject to land size and postcode locations within Australia. Commercial funding is also available for shops and offices etc.
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PRIME ALT DOC LOAN
DIRECT SPECIALIST LOW DOC
up to 90%
1% of loan amount
DIRECT COMMERCIAL LOW DOC
0.10% of original loan amount
$1.50% of loan amount
Low Document Home Loans
Explore Low Document Home Loans with Direct Credit
Are you interested in pursuing low document home loans? If you are looking to buy a house but are self-employed—or if your partner is self-employed—you may struggle to get the mortgage financing, you need to move forward with your plans. At Direct Credit, we believe that you shouldn’t be barred from homeownership just because you don’t have the same traditional proof of long-term stable income than other buyers have. We offer common-sense lending solutions for self-employed individuals, including low doc home loans.
Low Doc Home Loan Requirements
Some buyers assume that low doc home loans in Australia are no doc home loans. In truth, there are still requirements that you will need to meet to secure one of these loans—both in terms of documentation and other aspects of your financial history. These requirements include:
Benefits of Low Document Home Loans
If you’re thinking about exploring low doc home loans in Australia, consider these benefits to decide whether this type of loan is right for you:
About Direct Credit
Direct Credit has been offering lending solutions to underserved populations, such as the self-employed or the credit impaired. If you have been struggling to get the home financing you deserve, contact us today to learn more about our low document home loans.
Low Doc Loans
Expand Your Financing Options with Low Doc Loans
If you’ve been turned down for a home loan, a business loan, an investment loan or some other type of financing, then it might be time to consider low doc loans. Low doc loans, or low document loans, are loan options that require less documentation—specifically for proof of income—than other types of financing.
Problems Low Doc Loans Solve
If you aren’t sure whether low document loans are the right course for you, consider these common problems or obstacles that low doc financing helps solve:
Steps for Seeking Low Document Loans from Direct Credit
If you are ready to apply for low doc home loans, business loans or low doc investment loans, follow these steps to get started:
Contact Direct Credit Today
If you have any questions, or if you wish to schedule a consultation with one of our financing professionals, feel free to contact Direct Credit today.
Low Doc Loans Australia
Get the ‘Yes’ You’ve Earned with Low Doc Loans in Australia
Increasing numbers of home buyers are learning about the significant advantages of low doc loans in Australia. Since banks are limited by strict regulations and conservative loan approaches, they are often forced to decline loans to potential buyers who have the fiscal responsibility and income necessary to purchase their first home. Direct Credit Home Loans Australia focuses on providing simple, low doc loans to good buyers who need some help with financing.
Dispelling Misconceptions About Low Doc Loan Requirements
Many people haven’t heard of low doc loans, or if they have, may possess some misconceptions about what’s involved:
The Importance of Low Doc Refinance Loans
Several situations highlight the important function that non-bank loans fulfil:
If either of those situations applies, or you have another concern that impacts your ability to get a home loan, our team would love to speak with you and give you some helpful information.
Why You Should Use Direct Credit Home Loans Australia
Our business is built around providing affordable home loans to those hardworking Australians who need an opportunity to make a home and build equity. Whether you’re looking for simplicity through a low doc loan or believe in the importance of supporting direct credit loans to help your fellow Australians, DCHLA is the smart choice for your financing. Contact us to discuss the qualification process today.
Steps to your Low Doc Home Loans
1. Am I eligible for a loan?
You must be self employed & the holder of an ABN number and GST registered (Where applicable) for a minimum of 1 year. You must also be:
2. Know your loan capacity
See how much you can borrow using our simple borrowing power calculator, or call one of our friendly team to get a detailed borrowing capacity over the phone today
3. Book a consultation or apply online
Call us on Freecall 1800 000 800 for a no obligation chat or, if you’re ready to apply get started now.