Target Market Determinations
Target Market Determinations
Target Market Determinations (TMD)
We are required to make Target Market Determinations available under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act (Cth) 2019.This is to ensure that the right products end up in the hands of the right customer by focusing on our customers in the design and distribution of our financial products.
A TMD is a document which describes:
- the persons for which the product has been designed,
- the persons for which the product has been designed,
- the conditions around the product’s distribution,
- when this TMD will be reviewed, and
- record keeping and reporting obligations of distributors.
Please note a TMD is not intended to provide financial advice. When making a decision about a product, always make sure you refer to the Terms and Conditions and any supplementary document(s). These will outline the relevant terms and conditions being provided under that product.
TMD’s By Product –
DCORIGIN (Colcap / Origin)
- Prime Fixed TMD 09 / 2025
- Prime Variable TMD 09 / 2025
- NDIS Variable TMD 09 / 2025
- NDIS Fixed TMD 09 / 2025
- Expat Variable TMD 09 / 2025
- Expat Fixed TMD 09 / 2025
- Commercial Easy Refi 09 / 2025
- SMSF Resi Fixed TMD 08 /2026
- SMSF Resi Variable TMD 08 / 2026
- SMSF Commercial Variable 08 / 2026
- SMSF Commercial Fixed 08 / 2026
- Non Resident Variable TMD 09 / 2025
- Non Resident Fixed TMD 09 / 2025
- Visa Debit Card TMD 09 / 2025
- Visa Debit Card Terms & Conditions 09 / 2025
DCBCINVEST (BC Invest)
- Prime Variable TMD 07 / 2026
- Prime Fixed TMD 07 / 2026
- Alt Doc Variable TMD 07 / 2026
- Alt Doc Fixed TMS 07 / 2026
- Non Resident TMD Variable 07 / 2026
- Non Resident TMD Fixed 07 / 2026
- Expat Variable TMD 07 / 2026
- Expat Fixed TMD 07 / 2026
- Near Prime Variable TMD 07 / 2026
- Specialist Plus Variable TMD 07 / 2026
- Residential Bridging Loan TMD 07 / 2026
DCRZ (Redzed Lending)
DCLW Sintex
ORDE Loans
Archived TMD’s can be found Here