Mortgage Brokerage
As licenced, qualified Credit Advisor’s we will focus on your best interest and manage the process for you.
Head office
- Level 4 Benson House 2 Benson Street Toowong Brisbane QLD 4066 Australia
- Freecall: 1800 000 800
- Tel: 07 3726 1124
- 8.30am - 5.00pm Mon - Fri AEST
- Credit License Number: 392727
Partners
Your Specialist Mortgage Broker.
Whether you are a first home buyer, upgrading, looking to refinance or buying an investment property you have come to the right place.
At our sister company, Direct Credit Finance Pty Ltd, we take pride in our ability to provide our clients with access to a diverse panel of over 30 lenders. We understand that finding the right loan product can be challenging, which is why we take the time to listen to your unique needs before making our recommendation.
As your dedicated mortgage broker, we work tirelessly to provide you with a comprehensive and unbiased financial analysis of hundreds of different loan products offered by major banks and smaller lenders. This means you can trust us to provide you with honest and balanced advice on what the right product is for you.
With more than 59% of Australians now turning to mortgage brokers for their borrowing needs, you can count on us to guide you every step of the way towards the smartest borrowing decision for your individual situation. So why wait? Contact us today to see what options are available for you!
Speak to one of our accredited loan specialists today.
First Home buyer
Buying your first home is an exciting experience, but we understand that it can also be overwhelming and stressful. We will manage the process for you and make it a memorable experience. With our experience and expertise, we can help you understand the important things you need to know when entering the property market for the first time.
We can also assist you with State and Federal government grants to help you get into your first home sooner. The following grants are available:
– State Government’s First Home Buyer Grant. Visit your State Government’s website for more information.
– Federal Government Schemes:
Home Guarantee Scheme
First Home Guarantee Scheme
Regional First Home Buyer Guarantee Scheme
Family Home Guarantee
Refinance
It’s always a good idea to review your home loan from time to time to make sure it still suits your needs. Your life will change and so will your personal circumstances. Before you make any decisions we will help you weigh up your options and work out if refinancing is right for you. In today’s lending market, what was initially a competitive priced loan may now come with a less than impressive interest rate or high fees.
Upgraders
Need an extra bedroom, a second living room or want more space. If you are considering to upgrade there are many things to consider.
Self Employed
You are vital to a thriving economy yet some lenders are hesitant when it comes to home loans for you. We have experience dealing with lenders and loan products designed for you. Whatever you are looking for, we have a thorough understanding of self employed lending policies, as well as out of the box solutions.
Investors
Choosing to invest in a property is a big commitment and we are here to provide you with the right tools and knowledge.
Direct Credit Finance Pty Ltd is an Authorised Credit Representative (506177) of Direct Credit Home Loans Australia ACL 392727
Thank you.
I have now had the opportunity to utilise the services of Direct Credit on a personal level and I am so appreciative of the patience and diligence given to finding the best option to furnish our home loan no matter how many times I changed the goal posts. Thank you so much in particular to Derek and Tam for my personal transaction but to all the Direct Credit Team on a professional level.
Thanks Derek, A++++!!!
Thank you so much Derek and Tammy, you are 5 star people.
Tammy communicated consistently and I always knew where the process was at.
Thank you to the whole team at Direct Credit, you have been the amazing! We are extremely grateful and thankful for all your help these last few years.
We have and will continue to recommend your services to everyone.
The support often on a daily basis I have received is well above their designated job descriptions as I said feel like part if the Direct Credit family everyone has been absolutely fantastic always going above and beyond helping me through this long drawn out situation. Again I can't thank you all enough!!! Derek you have the dream team working for you, they have yet again smashed it out of the ball park. So very relieved to have settled today and will definitely as I already do be recommending your companies services to everyone. Thank you all so very much again.
My brother put me onto Direct Credit and the team of Derek, Puawai, Tammy & Katie, they went above and beyond to secure me finance approval to build my new home.
Thankyou all sooooo much 🙏
Thank you direct credit
Masters in guidance through what can be a minefield of qualification
Couldn't recommend them highly enough!
The personal service not only through the loan process, but with ongoing support, is second to none. Would be very disappointed with anyone else after being so well looked after by these guys 🙂