Self-employed or simply don't fit standard lending criteria of a PAYG earner?
We are specialists at providing funding for borrowers whose circumstances are outside the square.
Low doc loans Apply now
Providing non-bank home loans since 1998
Direct Credit Home Loans Australia offers Traditional Prime Home Loans as well as a range of Specialist Alternative Mortgages for Low-Doc or self-employed borrowers, we can even help those with challenging credit histories. Got an ATO tax debt or default to pay out? A new business with limited financials? You can still borrow and buy or refinance a property. We will work to say YES and we can cherry-pick the best loan features and options to suit your unique circumstance.
You might be surprised by how competitive our rates are...
Direct Credit Loans
Since 1998 Direct Credit has been providing non bank home loans to everyday Aussies. We offer a wide range of loans to suit just about everyone's situation. Deal direct with real people here in Australia…
Buying a home, investing in property or refinancing can be a confusing time.
To ensure you have the best chance of getting your loan approved, we’ve compiled a checklist explaining the steps to a successful home purchase.
Securely funded lending since 1998
We are a fully Australian business operating from offices in Brisbane since 1988. We are funded by a number of Australian owned wholesale providers and their nominees AFSH Nominees Pty Ltd & Perpetual Trustee Company Limited.
More about Direct Credit