We are an experienced team of mortgage professionals, providing a full suite of financial services. Not only do we offer a range of our own “In house” Home and Commercial loans, we also have a dedicated team of Residential and Commercial brokers who can assist you with:
Prime Home Loans through the Major Banks, Smaller Bank & Non-bank Lenders.
Specialist loans, Including Low doc Home & Commercial loans.
Commercial, Development, Construction, Business and Corporate Finance.
We will work to say YES, and we can cherry-pick the best loan features and options to suit your circumstance. – First Home Buyers Catered for.
You might be surprised by how competitive our rates are...
Since 1998 Direct Credit has been providing Mortgage Brokerage services, as well as our own Non Bank Home loans to everyday Aussies. We offer a wide range of loans to suit just about everyone's situation. Deal direct with real people here in Australia…
Variable Home Loans
up to 95% LVR
|Established for over 20 years, Direct Credit's Home Loans are the competitive and secure alternative.|
Low Doc Home Loans
|Home loans that make it easier for the self-employed and sub contractors to buy into property without having to provide two years of tax returns.|
Credit impaired loans
|Got a work life that’s outside the square? Perhaps only limited financial records or maybe a challenging credit history?|
Commercial Property Loans
up to 70% LVR
|Direct Credit are the competitive and secure alternative for Commercial Property Loans, which are available for Owner/ Occupation or Investment.|
Enter basic information in our borrowing power calculator to get a quick understanding of how much you could be able to borrow based on your existing circumstances.
Whether your refinancing or buying your first home our Loan Repayment Calculator will help you estimate your potential monthly loan repayments.
Adjust the rates and terms to compare different home loans with our Home Loan Comparison Calculator to find the right loan for your needs and budget.
Use our stamp duty calculator to work out the stamp duty and government fees payable in any state in Australia when you purchase a property or house.
Our Property Buying Cost Calculator helps you calculate the total purchase costs including stamp duty, lenders fees, insurance, inspections and more.
Use our How long to repay calculator to work out how long it will take to pay back your mortgage based on your repayments and interest rates.
Our Extra Repayment Calculator works out how much you could be saving by making extra repayments towards your mortgage.
Use our Budget Planner Calculator to understand your surplus and work out a savings plan based on your income, expenses and loan repayments.
Buying a home, investing in property or refinancing can be a confusing time.
To ensure you have the best chance of getting your loan approved, we’ve compiled a checklist explaining the steps to a successful home purchase.
|6 step buyer checklist||The home loan process detailed, step-by-step|
|Budget Planner||Do you know what you are spending your money on?|
|Document checklist||Get your documentation together|
|Repayment calculator||Estimate your monthly home loan repayments|
|Home Inspection Checklist||Ready to start looking, you’ll need this checklist|
|Moving checklist||Make sure you don’t forget anything when moving in|
We are a fully Australian business operating from offices in Brisbane since 1988. We are funded by a number of Australian owned wholesale providers and their nomineesMore about Direct Credit