We are an experienced team of mortgage professionals, providing a full suite of financial services. Not only do we offer a range of our own “In house” Home and Commercial loans, we also have a dedicated team of Residential and Commercial brokers who can assist you with:
Prime Home Loans through the Major Banks, Smaller Bank & Non-bank Lenders.
Specialist loans, Including Low doc Home & Commercial loans.
Commercial, Development, Construction, Business and Corporate Finance.
We will work to say YES, and we can cherry-pick the best loan features and options to suit your circumstance. – First Home Buyers Catered for.
You might be surprised by how competitive our rates are...
Since 1998 Direct Credit has been providing Mortgage Brokerage services, as well as our own Non Bank Home loans to everyday Aussies. We offer a wide range of loans to suit just about everyone's situation. Deal direct with real people here in Australia…
Our Extra Repayment Calculator works out how much you could be saving by making extra repayments towards your mortgage.
At Direct Credit, our loan repayment calculator is designed to help you understand your home loan (or prospective home loan) from more angles. Often, the most significant focus for would-be homebuyers is getting the home loan. Understanding how loan repayment will affect your long-term finances is a lower priority. Using our calculator helps you consider things more thoroughly.
The Information You Will Need to Use the Loan Repayment Calculator
When you use Direct Credit’s monthly loan repayment calculator, you will need to provide several details about your loan to get usable results. These data points include:
Being as specific and exact with these details as possible will improve the effectiveness of the calculator. Even you are just doing some research to find out whether buying a home is affordable for you right now; it is still a good idea to speak with a lender to find out about the kind of loan for which you might qualify. Direct Credit would be happy to help on this front.
Other Loan Calculators That Direct Credit Offers
The loan repayment calculator is just one of the financing-related calculators that we offer at Direct Credit. Indeed, to get an even more detailed sense of your loan terms, your repayment timeline and the financial implications of shouldering a home loan, you might also use one of these calculators:
About Direct Credit
Direct Credit has been in business since 1999, serving as a non-bank alternative for home and commercial loans. Feel free to use our calculators whenever you please, and reach out to us if you have any specific questions about the loans we offer.
Buying a home, investing in property or refinancing can be a confusing time.
To ensure you have the best chance of getting your loan approved, we’ve compiled a checklist explaining the steps to a successful home purchase.
We are a fully Australian business operating from offices in Brisbane since 1988. We are funded by a number of Australian owned wholesale providers and their nominees
More about Direct Credit