Direct Credit Home Loans Logo

Level 4 Benson House

2 Benson St, Toowong Brisbane QLD 4066 Australia

8.30am - 5.00pm Mon - Fri

AEST

About us

We are lending specialists who’ve helped
thousands of Aussies move forward since 1998.

About us

Partners

About us

Direct Credit are Residential and Commercial lending specialists who’ve helped thousands of Aussies move forward since 1998.

Mortgage Management

As mortgage managers,  we provide tailored home loans direct to you. Because we control every aspect of your loan we can offer more flexible options to meet your exact needs. Most of all we are experienced problem solvers.

One call and we can quickly find that solution you’re looking for. Most home loans have a 20-year term or more, so as your mortgage manager we are focussed, from the start, on building a trusted and valued long-term relationship with you. Based in Australia, we will be there to update your financial arrangements as your life changes: sending you periodic statements, arranging redraws, extra repayments or to simply answer your latest loan queries.

Direct Credit cant always be the cheapest rate on the market, but that’s not how you should be measuring value. More important is the ‘how’ and ‘why’ when you finance things in your business or family life. So Direct Credit Home Loans Australian is very much a service, not just a purveyor of finance products.

Being a real bricks and mortar business with offices you can visit here in the city of Brisbane. We currently have $292 Million in loans under management and we are credit licensed with ASIC

(Australian Credit License Number 392727). 

Brokerage Services

Our sister company Direct Credit Finance Pty Ltd can assist you with a panel of 30+ lenders we find the best suitable product by listening to your needs.  They will provide you with an honest and balanced financial analysis from hundreds of different loan products on offer from  a variety of lenders including the major banks and smaller lenders.  This means you will have unbiased advice on what is the right product for you. Residential, Commercial, Development, Corporate and Private funding options availiable through our team of experienced brokers.

Direct Credit Management Team

Direct Credit Home Loans Australia

Dwayne SmithDwayne Smith
06:05 28 May 24
Without any doubt these guys are the Home Loan 'A TEAM'. I had a really bad experience with Mortgage Choice which resulted in my finance falling over at the last stage due to the broker I was using.My brother put me onto Direct Credit and the team of Derek, Puawai, Tammy & Katie, they went above and beyond to secure me finance approval to build my new home.Thankyou all sooooo much 🙏
Zoe SmithZoe Smith
00:36 16 May 24
We couldn’t have asked for a better experience as first home buyers. Derek, Tammy & Katie were very knowledgeable & involved us in the entire process. We would definitely work with them again.
Mitchell RobsonMitchell Robson
21:00 13 May 24
The team at direct credit have been great!!! Such a stream line process and give the best options possible. Always transparent and give up to date info asap! Derek has been in the industry for a many years and it shows. Any Hick ups or troubles,,,, no stress he has it covered!Thank you direct credit
marilou capilimarilou capili
04:03 09 May 24
Craig RichardsonCraig Richardson
00:16 20 Feb 24
Heather and Tammy were excellent at Direct credit, they handled a complex multi-loan multi-bank refinance professionally and efficiently, achieving a great outcome for us.
jason belljason bell
04:49 11 Dec 23
A pleasure doing business with the team at Direct CreditMasters in guidance through what can be a minefield of qualification
Heather RossHeather Ross
07:25 03 Oct 23
Awesome - Puawai, Tammy, Heather and Derek. So patient and understanding. They go above and beyond!
Narelle BullerNarelle Buller
09:40 30 Aug 23
Excellent service, great communication and always available to answer any questions. Very happy with our experience
Angus BlandAngus Bland
03:09 27 Jul 23
The team at Direct Credit were so helpful, friendly and efficient. They helped to select the best personal option. Information was readily available all the way along. No question was too big or small! My partner and I dealt mostly with Tammy and Kate, they were both amazing. I definitely recommend Direct Credit, especially if you are a first home buyer. Thank you so much!
Nathaniel McLarenNathaniel McLaren
05:42 26 Jul 23
Highly recommend these guys. Thanks again Heather & Tammy!
Tod OakrootTod Oakroot
02:45 19 Jun 23
Derek and Tammy from DCHLA were extremely helpful and ensured the whole home loan process was as simple as possible with great communication and a caring approach.Couldn't recommend them highly enough!
sarah jambiasarah jambia
01:05 21 Mar 23
Rodney SearstonRodney Searston
04:24 01 Mar 23
We found ourselves in a difficult situation and the team from Direct Credit Home Loans found us an avenue which has allowed us to move forward. Puawai did his absolute best working with us and our accountant; the follow up from Tammy and Katie was awesome. This is our second loan with Direct Credit Home Loans and I'm sure it won't be the last. Thank you so much guys.
Sue ChapmanSue Chapman
22:12 22 Feb 23
These guys are absolutely amazing! I would almost pay higher interest rates to be with these guys, almost! Fortunately, though, they are able to achieve the best outcomes for their clients. They work so hard to do this. I am so impressed!The personal service not only through the loan process, but with ongoing support, is second to none. Would be very disappointed with anyone else after being so well looked after by these guys 🙂
Dwayne SmithDwayne Smith
06:05 28 May 24
Without any doubt these guys are the Home Loan 'A TEAM'. I had a really bad experience with Mortgage Choice which resulted in my finance falling over at the last stage due to the broker I was using.My brother put me onto Direct Credit and the team of Derek, Puawai, Tammy & Katie, they went above and beyond to secure me finance approval to build my new home.Thankyou all sooooo much 🙏
Zoe SmithZoe Smith
00:36 16 May 24
We couldn’t have asked for a better experience as first home buyers. Derek, Tammy & Katie were very knowledgeable & involved us in the entire process. We would definitely work with them again.
Mitchell RobsonMitchell Robson
21:00 13 May 24
The team at direct credit have been great!!! Such a stream line process and give the best options possible. Always transparent and give up to date info asap! Derek has been in the industry for a many years and it shows. Any Hick ups or troubles,,,, no stress he has it covered!Thank you direct credit
marilou capilimarilou capili
04:03 09 May 24
Craig RichardsonCraig Richardson
00:16 20 Feb 24
Heather and Tammy were excellent at Direct credit, they handled a complex multi-loan multi-bank refinance professionally and efficiently, achieving a great outcome for us.
jason belljason bell
04:49 11 Dec 23
A pleasure doing business with the team at Direct CreditMasters in guidance through what can be a minefield of qualification
Heather RossHeather Ross
07:25 03 Oct 23
Awesome - Puawai, Tammy, Heather and Derek. So patient and understanding. They go above and beyond!
Narelle BullerNarelle Buller
09:40 30 Aug 23
Excellent service, great communication and always available to answer any questions. Very happy with our experience
Angus BlandAngus Bland
03:09 27 Jul 23
The team at Direct Credit were so helpful, friendly and efficient. They helped to select the best personal option. Information was readily available all the way along. No question was too big or small! My partner and I dealt mostly with Tammy and Kate, they were both amazing. I definitely recommend Direct Credit, especially if you are a first home buyer. Thank you so much!
Nathaniel McLarenNathaniel McLaren
05:42 26 Jul 23
Highly recommend these guys. Thanks again Heather & Tammy!
Tod OakrootTod Oakroot
02:45 19 Jun 23
Derek and Tammy from DCHLA were extremely helpful and ensured the whole home loan process was as simple as possible with great communication and a caring approach.Couldn't recommend them highly enough!
sarah jambiasarah jambia
01:05 21 Mar 23
Rodney SearstonRodney Searston
04:24 01 Mar 23
We found ourselves in a difficult situation and the team from Direct Credit Home Loans found us an avenue which has allowed us to move forward. Puawai did his absolute best working with us and our accountant; the follow up from Tammy and Katie was awesome. This is our second loan with Direct Credit Home Loans and I'm sure it won't be the last. Thank you so much guys.
Sue ChapmanSue Chapman
22:12 22 Feb 23
These guys are absolutely amazing! I would almost pay higher interest rates to be with these guys, almost! Fortunately, though, they are able to achieve the best outcomes for their clients. They work so hard to do this. I am so impressed!The personal service not only through the loan process, but with ongoing support, is second to none. Would be very disappointed with anyone else after being so well looked after by these guys 🙂
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