Looking for an Alternative to The Banks For Finance?
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Direct Credit Home Loans Australia have been matching Australians with Home and
Commercial finance since 1998. Not only do we offer our own “In House” Residential and Commercial Loans, we also have a team of Residential and Commercial finance Brokers with access to 30 lenders.
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Speak with our team of experts to find the right loan
for you.
You don’t need to be held up by the big banks – Get the finance you need, fast!
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Fill this form if you are looking to purchase a residential or commercial property.
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The best from banks
We also have a brokerage service offering Prime home loans through major and smaller banks, and non-bank lenders
Better loans for the Self Employed
Specialist loans, Including Low doc Home & Commercial loans.
Competitive construction loans
Home, Commercial, Development, Business and Corporate Construction Finance availiable.
6 reasons we’re not like other Lenders:
1. We don’t use Credit Scoring
Real-life Aussies make the decisions (not computers) so we can say yes more often*
*Direct Credit branded product suite only
2. Best from the Non Banks
We offer our own competitive Non-Bank product suite, including Full & Low doc Home Loans, SMSF, Commercial & Development Finance
3. Finally, a custom service
We shortlist the best features and options to suit your circumstances right now.
4. We stick with you through it all
We make sure your loan works for you at every new stage in your life
5. Every goal needs financial fuel
Your family, your business, your future… We know every goal needs support.
6. Financial experts for 25 years
We’re not your overnight internet startup… We’re in it for the long haul.
Get a Fast-Tracked loan
Get Fast, Reliable Loan Advice
- When it comes to lending, there has to be a better way, right? At Direct Credit Home Loans Australia, we think there is. Everybody’s situation is different. That’s why we do not let computers make our credit decisions – we leave that to real people.
Get Started Now:
Fill this form for Refinancing & Debt Consoidation
*Spots are limited due to high demand
Get fast, reliable finance without bully banks
Speak with our team of finance experts to find the right loan for you.
You don’t need to be held up by the big banks – Get the finance you need, fast!
Our own full suite of financial services
You’re covered the whole way with…
- Fast approvals for our in-house Home and Commercial products
- First Home Buyers Catered for
- Self Managed Super Fund Loans to 90% Lvr
- Purchase Owner Occupied or Investment
- Low Doc Home and Commercial Loans for the self-employed
- Home loans up to 98% loan to value ratio
We use real people making the decisions, not computer algorithms
- No Credit scoring required
- Refinance ATO Tax debt
- Help with challenging credit history
- Residential, Commercial and Development funding
- Debt Consolidation
Speak with our team of experts to find the right loan for you.
You don’t need to be held up by the big banks – Get the finance you need, fast!
For Direct Credit Home Loans Australia’s products, conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Target Market Determinations for the products are available on request. Unless otherwise specified, the products and services described on this website are available only in Australia from Direct Credit Home Loans Australia Pty Ltd ABN 62 089 595 488 and Australian credit licence 392727.
