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Level 4 Benson House

2 Benson St, Toowong Brisbane QLD 4066 Australia

8.30am - 5.00pm Mon - Fri


Looking for an Alternative to The Banks For Finance?

Get A Fast-Tracked Loan

Direct Credit Home Loans Australia have been matching Australians with Home and
Commercial finance since 1998. Not only do we offer our own “In House” Residential and Commercial Loans, we also have a team of Residential and Commercial finance Brokers with access to 30 lenders.
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for you.

You don’t need to be held up by the big banks – Get the finance you need, fast!


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Fill this form if you are looking to purchase a residential or commercial property.

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The best from banks

We also have a brokerage service offering Prime home loans through major and smaller banks, and non-bank lenders

Better loans for the Self Employed

Specialist loans, Including Low doc Home & Commercial loans.

Competitive construction loans

Home, Commercial, Development, Business and Corporate Construction Finance availiable.

6 reasons we’re not like other Lenders:

1. We don’t use Credit Scoring

Real-life Aussies make the decisions (not computers) so we can say yes more often*

*Direct Credit branded product suite only

2. Best from the Non Banks

We offer our own competitive Non-Bank product suite, including Full & Low doc Home Loans, SMSF, Commercial & Development Finance 

3. Finally, a custom service

We shortlist the best features and options to suit your circumstances right now.

4. We stick with you through it all

We make sure your loan works for you at every new stage in your life

5. Every goal needs financial fuel

Your family, your business, your future… We know every goal needs support.

6. Financial experts for 25 years

We’re not your overnight internet startup… We’re in it for the long haul.

Get a Fast-Tracked loan

Get Fast, Reliable Loan Advice

Get Started Now:

Fill this form for Refinancing & Debt Consoidation

*Spots are limited due to high demand

Get fast, reliable finance without bully banks

Speak with our team of finance experts to find the right loan for you.
You don’t need to be held up by the big banks – Get the finance you need, fast!

marilou capilimarilou capili
04:03 09 May 24
Craig RichardsonCraig Richardson
00:16 20 Feb 24
Heather and Tammy were excellent at Direct credit, they handled a complex multi-loan multi-bank refinance professionally and efficiently, achieving a great outcome for us.
jason belljason bell
04:49 11 Dec 23
A pleasure doing business with the team at Direct CreditMasters in guidance through what can be a minefield of qualification
Heather RossHeather Ross
07:25 03 Oct 23
Awesome - Puawai, Tammy, Heather and Derek. So patient and understanding. They go above and beyond!
Narelle BullerNarelle Buller
09:40 30 Aug 23
Excellent service, great communication and always available to answer any questions. Very happy with our experience
Angus BlandAngus Bland
03:09 27 Jul 23
The team at Direct Credit were so helpful, friendly and efficient. They helped to select the best personal option. Information was readily available all the way along. No question was too big or small! My partner and I dealt mostly with Tammy and Kate, they were both amazing. I definitely recommend Direct Credit, especially if you are a first home buyer. Thank you so much!
Nathaniel McLarenNathaniel McLaren
05:42 26 Jul 23
Highly recommend these guys. Thanks again Heather & Tammy!
Tod OakrootTod Oakroot
02:45 19 Jun 23
Derek and Tammy from DCHLA were extremely helpful and ensured the whole home loan process was as simple as possible with great communication and a caring approach.Couldn't recommend them highly enough!
sarah jambiasarah jambia
01:05 21 Mar 23
Rodney SearstonRodney Searston
04:24 01 Mar 23
We found ourselves in a difficult situation and the team from Direct Credit Home Loans found us an avenue which has allowed us to move forward. Puawai did his absolute best working with us and our accountant; the follow up from Tammy and Katie was awesome. This is our second loan with Direct Credit Home Loans and I'm sure it won't be the last. Thank you so much guys.
Sue ChapmanSue Chapman
22:12 22 Feb 23
These guys are absolutely amazing! I would almost pay higher interest rates to be with these guys, almost! Fortunately, though, they are able to achieve the best outcomes for their clients. They work so hard to do this. I am so impressed!The personal service not only through the loan process, but with ongoing support, is second to none. Would be very disappointed with anyone else after being so well looked after by these guys 🙂

Our own full suite of financial services

You’re covered the whole way with…

We use real people making the decisions, not computer algorithms

Don’t see the financial service you need? Call us today and we’ll give you a free phone consult to explain our other products on offer.

Speak with our team of experts to find the right loan for you.

You don’t need to be held up by the big banks – Get the finance you need, fast!

For Direct Credit Home Loans Australia’s products, conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Target Market Determinations for the products are available on request. Unless otherwise specified, the products and services described on this website are available only in Australia from Direct Credit Home Loans Australia Pty Ltd ABN 62 089 595 488 and Australian credit licence 392727.