Direct Credit Home Loans Logo

Level 4 Benson House

2 Benson St, Toowong Brisbane QLD 4066 Australia

8.30am - 5.00pm Mon - Fri


Personal Loans

Personal loans for any worthwhile purpose up to $50,000 unsecured – with terms up to 7 years from 7.24% Comparison rate. Receive super fast approvals within 24 hrs, fixed interest rates and no hidden fees.

Lower Interest Rates

Access a marketplace of people and institutions all working together to deliver you the best possible deal. We’re currently offering personal loan rates from 7.24% Pa

Fast Application

A quick and easy 100% online application. No printing. No paper. No fuss.

No Hidden Fees

No monthly account keeping fees, no exit fees and no early repayment fees. We only charge a simple establishment fee when you receive your funds.

Simple and Flexible

A simple unsecured fixed rate of interest that can be repaid weekly, fortnightly or monthly, over 3 to 7 years. Managed entirely online, at any time.

Applicable loans


Interest rate

from 7.24%

Comparison rate


Loan type


Application fee

From $550

The comparison rate is based on  A+ personal loan of $20,000 over 5 years. Interest rates can vary from 7.24% to 19.99% depending on your credit rating. Credit is provided by Money Place

Steps to your Personal Loans

1. Am I eligible for a personal loan?

Direct Credit operates off one key principle: ‘Credit Where Credit’s Due’. Meaning borrowers with good credit history are rewarded better rates, and borrowers with recently improved credit performance are given a second chance.

To be eligible for an unsecured personal loan  you must at a minimum satisfy the following:

2. Quick Rate Quote

Obtain a free rate quote now and find out if our personal loan is right for you. It won’t impact your credit score and there’s absolutely no obligation to take out a loan.

2. Apply today

Call us on Freecall 1800 000 800 for a no obligation chat or, if you’re ready to apply, get started now.