Tom Wells
Meet Tom – Sales Manager
Head office
Level 4 Benson House
2 Benson Street
Toowong Brisbane QLD 4066
Australia
Freecall: 1800 000 800
Tel: 07 3726 1124
8.30am – 5.00pm
Mon – Fri AEST
Credit License Number: 392727
Tom has over 40 years experience in the banking and finance industry with a decade in banks [NAB, Citibank], a decade in mortgage aggregation [AFG], a decade in sales & management [Masport], and more than a decade in Mortgage Management most recently.
The non-bank segment offers the opportunity to service the self-employed and clients that no longer fit into every box on a credit score list and Tom enjoys finding solutions that best fit the client’s circumstances at that time.
Finance is like a fingerprint – every customer is different…….and they don’t all fit in boxes! There is always a client (often with a family) behind every application that we see from a mortgage broker which usually involves an accountant, a financial planner ore real estate agent and a lawyer…….and they all deserve the best service that we can offer from our extensive industry experience.
We focus on offering flexible loan options by managing every aspect of the lending process, including mortgage management, broking, commercial loans, development finance, and equipment finance, with both full-doc and low-doc options. Our mission is to deliver effective financial solutions and empower clients to achieve their home ownership and investment goals.

- Contact Tom today on 0457 593 834 or email [email protected]


Thank you.









I have now had the opportunity to utilise the services of Direct Credit on a personal level and I am so appreciative of the patience and diligence given to finding the best option to furnish our home loan no matter how many times I changed the goal posts. Thank you so much in particular to Derek and Tam for my personal transaction but to all the Direct Credit Team on a professional level.

Thanks Derek, A++++!!!

Thank you so much Derek and Tammy, you are 5 star people.


Tammy communicated consistently and I always knew where the process was at.
Thank you to the whole team at Direct Credit, you have been the amazing! We are extremely grateful and thankful for all your help these last few years.
We have and will continue to recommend your services to everyone.


The support often on a daily basis I have received is well above their designated job descriptions as I said feel like part if the Direct Credit family everyone has been absolutely fantastic always going above and beyond helping me through this long drawn out situation. Again I can't thank you all enough!!! Derek you have the dream team working for you, they have yet again smashed it out of the ball park. So very relieved to have settled today and will definitely as I already do be recommending your companies services to everyone. Thank you all so very much again.

My brother put me onto Direct Credit and the team of Derek, Puawai, Tammy & Katie, they went above and beyond to secure me finance approval to build my new home.
Thankyou all sooooo much 🙏


Thank you direct credit



Masters in guidance through what can be a minefield of qualification





Couldn't recommend them highly enough!



The personal service not only through the loan process, but with ongoing support, is second to none. Would be very disappointed with anyone else after being so well looked after by these guys 🙂