ATO Tax Debt Refinance

Direct Credit are experts at helping small business operators, accountants and individuals solve challenging ATO tax debt situations.

Most banks will not approve loans to help you refinance your ATO tax debt. We can help you refinance your tax debt to put you back on the front foot, back in control. It’s important you contact us quickly so we can help you avoid possible credit rating defaults.

Tax Debt refinancing loans

Talk to Direct Credit about refinancing your home or commercial loan to; consolidate tax debt and business debts, provide cash flow or create funds to expand your business.

Here’s why Direct Credit are your ATO tax debt specialists

  • We don’t use Credit Scoring. Real people make the decisions about your loan so we say YES more often
  • We are not mortgage brokers. We are mortgage managers providing loans direct to consumers.
  • Fewer overheads mean lower interest rates and lower fees. – Interest rates from 4.89% *
  • Our loans are not Mortgage Insured (We self-insure)
  • We offer Loan to Value Ratio’s (LVR) up to 85%
  • Alt doc option available with accountant’s declaration or last 2 ATO Lodged BAS statements. Click here for Alt Doc product information.
  • Full doc loan options available.
  • Residential or Commercial security required (Metro Locations)
  • We can help you refinance for any worthwhile personal or business use
  • Credit issues catered for. Click here for Credit Impaired product information
  • Local Non-Bank Lender – Speak directly with the decision makers.

* Per annum Principle and Interest (5.14% Comparison Rate on $300,000 Loan over 30 Years)

Why you need to act fast

The Australian Tax Office now has the power to list you as a credit default for an overdue tax debt not under a suitable arrangement, with Veda & Dun and Bradstreet credit reporting agencies. Please contact our office, sooner rather than later, to avoid possible credit rating defaults.

Contact Us For Help – Consultation Is Free

It’s likely a few minutes of good advice over the phone will brighten your day. Call our office now on 1800 000 800 (Free call number) for fast advice on accessing the finance you need, or just complete our form below and one of our friendly team will give you a call. Simple!

Steps to your ATO Tax Debt Refinance


Am I eligible for a loan?

If you are a PAYG earner or self-employed, have a tax debt and equity in existing property – you may qualify.


How much can I borrow?

See how much you can borrow using our simple borrowing power calculator, or call one of our friendly team to get a detailed borrowing capacity over the phone today.


Book a consultation or apply online

Call us on Freecall 1800 000 800 for a no obligation chat or, if you’re ready to apply get started now.

Start your application
1800 000 800 Australian Credit License Number 392727