Yet being self-employed can make accessing home loan finance more challenging. Many lenders require extensive financial records and income histories, which can create hurdles for newer businesses or those whose most recent financial statements don’t accurately reflect their current trading position.

Self-employed borrowers can face more stringent income verification requirements than salaried employees. Direct Credit Home Loans takes a more flexible approach to self-employed borrowers who don’t have the traditional income documentation required for a standard home loan.

Eligible borrowers can provide alternative income verification documentation, such as:

• Your last two ATO-lodged BAS statements

• An accountant’s income declaration

• A six-month business bank statement

This can provide a pathway to self-employed home loan finance when traditional financial documentation doesn’t accurately reflect your current income or business performance.

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Self-employed without full financials?

If you’re self-employed and don’t have full financials, you may still have options. Contact us on (07) 3726 1124 or email [email protected] to discuss your scenario.