Invest in Commercial Property Post 2026 Budget
Commercial property could emerge as one of the quieter winners from the federal budget, with tax changes potentially reshaping how some Australians approach property investment.
While negative gearing changes targeted established residential property, commercial real estate retained its existing tax treatment.
Ray White head of research Vanessa Rader said the changes had created a “meaningful incentive shift” that could make commercial property comparatively more attractive than residential. Commercial property often offers stronger rental yields and longer lease terms than residential real estate, particularly across industrial assets and neighbourhood retail centres.
Interest is also growing among borrowers exploring commercial property through self-managed super funds, especially as investors reassess diversification and income-focused investment strategies in a higher-rate environment.
Commercial lending can be more complex than residential finance, particularly for self-employed borrowers or SMSF structures. Loan structure, ownership arrangements and income verification can all play a major role in the approval process.
Direct Credit Home Loans helps borrowers explore commercial and SMSF lending options with a more flexible approach to assessment. Contact us on (07) 3726 1124 or email [email protected] to get started.
We specialise in helping self-employed borrowers.
Our experienced staff will assess your application on its merits, not according to rigid criteria. So if you’re credit-worthy, we’ll back you.
We love helping Australians buy property.
Call us on (07) 3726 1124 or email [email protected] to discuss your scenario directly with our credit team.