The Commercial Property Pivot: New Opportunities for SMSF Investors
Commercial property is attracting renewed interest as investors reassess their options after the federal budget’s changes to residential property tax settings.
The Australian Financial Review reports that more investors are considering single-shop-style commercial properties such as clinics, childcare centres, takeaway food outlets and retail premises as an alternative to residential investment.
Commercial property has not been affected in the same way by the federal budget’s changes to negative gearing on established residential property.
The appeal is not just about tax. Commercial properties can offer higher rental yields, longer lease terms and different income dynamics compared with residential property, although they also come with different risks, including tenant vacancy and larger upfront capital requirements.
Commercial property can also be purchased through a self-managed super fund, making it an increasingly popular option for investors and self-employed business owners looking to build long-term wealth in a tax-effective environment.
Buying commercial property through an SMSF requires the right lending structure from the start.
Direct Credit Home Loans helps borrowers explore commercial and SMSF lending options with flexible assessment criteria and experienced support. Contact us on (07) 3726 1124 or email [email protected] to discuss your options.
We specialise in helping self-employed borrowers.
Our experienced staff will assess your application on its merits, not according to rigid criteria. So if you’re credit-worthy, we’ll back you.
We love helping Australians buy property.
Call us on (07) 3726 1124 or email [email protected] to discuss your scenario directly with our credit team.