Moving for Value: The Rising Appeal of Regional Australian Property
If home prices in your city feel out of reach, you are not alone.
More Australians are looking beyond the major capitals in search of better value, larger homes and a different lifestyle.
The latest Regional Movers Index from the Regional Australia Institute and Commonwealth Bank found capital city residents moving to the regions outnumbered those heading in the opposite direction by 29.7% in the March 2026 quarter, the highest level recorded since the index began.
The Sunshine Coast remained the nation’s most popular regional destination, while Lake Macquarie, Fraser Coast, Greater Geelong and Toowoomba were also among the leading choices for Australians leaving the capitals. Toowoomba recorded a 236% increase in net inflows from capital cities compared with the same time last year.
For many buyers, regional locations can offer a more affordable pathway into the property market while still providing access to employment, services and lifestyle amenities. That includes first home buyers and self-employed borrowers who may be finding that a regional move opens up more property options within their budget.
Whether you are buying in a capital city, regional centre or making a lifestyle move, the right lending solution can make all the difference. Direct Credit Home Loans helps first home buyers and self-employed borrowers explore flexible finance options tailored to their circumstances.
Contact us on (07) 3726 1124 or email [email protected] to discuss your options.
We specialise in helping self-employed borrowers.
Our experienced staff will assess your application on its merits, not according to rigid criteria. So if you’re credit-worthy, we’ll back you.
We love helping Australians buy property.
Call us on (07) 3726 1124 or email [email protected] to discuss your scenario directly with our credit team.