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2 Benson St, Toowong Brisbane QLD 4066 Australia

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How to get a home loan when you’re self-employed

How to get a home loan when you’re self-employed

If you’re a hard-working business owner and you’ve ever tried to get a home loan through a mainstream bank, you know how painful the process can be.

Banks often have ridiculously inflexible lending criteria. And they demand endless amounts of paperwork.

So if the banks don’t want your business, why give it to them? Instead, why not choose a lender that specialises in helping self-employed Australians?

Direct Credit Home Loans can offer you a fast, flexible loan assessment process. Learn more here –

If you apply for our Prime Alt Doc home loan, you need to provide only one of these things to verify your income:

Last two quarters of BAS
Last six months of business bank statements
Accountant letter

Here are five other reasons our Prime Alt Doc home loan is so good:

Borrow up to $2 million
Variable Interest rates 
100% offset account available
No risk fee payable up to 80% LVR
No ongoing fees

To qualify for the Prime Alt Doc home loan, you need (among other things) to have been in business for at least two years (as shown by your ABN and GST registrations).

Don’t worry if you can’t qualify for the Prime Alt Doc home loan – you might be able to qualify for the Alt Doc Specialist loan instead:

Your ABN registration needs to be at least one year old and you also need to be registered for GST.

Here’s what you get with the Alt Doc Specialist home loan:

Borrow up to $2.5 million
Pay out ATO tax debts
Refinance business debts
Variable Interest rates
Defaults and judgements allowed

If you’re self-employed and you want to discuss your finance options, contact Direct Credit Home Loans on (07) 3726 1124 or [email protected]